Marriage, Kids And Money

In a relationship, there can be certain things that bother us about our partners. Should we try to change them? Or love them just the way they are? Nicole and I discuss a recent marriage fight we had about this very topic. We share what the argument was and our thoughts on if you should change your spouse or not.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors The 5 Love Languages by Gary Chapman: https://amzn.to/2VtUtbw Everybody Fights by Kim & Penn Holderness: https://amzn.to/36A2ca1  Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam Dogen from Financial Samurai shares how he was able to build up enough passive income to earn over $200,000 per year.  As a young father, he appreciates the opportunity to be there for his young family while still being able to provide a good life in San Francisco.  This is a "BEST OF MKM" episode from January 2020! Currently our most downloaded episode to date. Enjoy!  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

In post-pandemic life, do you feel like you're constantly pressed for time? Lately, we're feeling like time is the new currency. Nicole and I discuss how trying to do it all has been difficult and unhealthy for us both. We discuss some takeaways on how we're trying to improve. Part of that improvement is realizing that time, just like money, is a finite resource. RESOURCES: **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Blackrocks Brewery: https://www.blackrocksbrewery.com/ Full Focus Planner: https://www.marriagekidsandmoney.com/fullfocusplanner Essentialism: https://amzn.to/3jCZYyx  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this wild real estate market, house hacking has become a popular way to lower your cost of living and take advantage of the appreciating asset of real estate. But what is house hacking? How does it work? Well, our guests today are here to help us learn more. Ali & Josh are the married couple and financial educators behind The FI Couple, a platform dedicated to helping individuals take control of their finances. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Personal Capital: HTTPs://personalcapital.com/mkm The FI Couple (Instagram): https://instagram.com/theficouple  Set for Life by Scott Trench: https://amzn.to/2T2xROe  Learn more about your ad choices. Visit megaphone.fm/adchoices

Taylor & Scott Rieckens started a very public journey towards FIRE (Financial Independence Retire Early) a few years ago. They developed a documentary entitled "Playing with FIRE" that received high praise from publications like the US News calling it one of the "Top 10 Best Finance Movies of the Decade". Nicole and I wanted to check in with these two filmmakers, parents and financial independence enthusiasts and see how their FIRE journey has progressed over the past few years. You know, see if they are still playing with FIRE! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Playing With FIRE - The Documentary: https://amzn.to/35UA816 Playing With FIRE (Website): http://playingwithfire.co Learn more about your ad choices. Visit megaphone.fm/adchoices

After taking the leap from my corporate career over a year ago, I sometimes look back and wonder… Did I make a mistake?  Did the glory of “going out on my own” and “doing my own thing” get me so excited that I didn’t think long-term enough?  Was this change a smart move? I share some of the disadvantages of entrepreneurship versus being an employee and I highlight some of the pros as well.  Also, I interview Leslie & Mike Hermanson about why they decided to pay off their mortgage in their 30's. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Instagram: HTTP://www.instagram.com/andyhillmkm   Learn more about your ad choices. Visit megaphone.fm/adchoices

As we grow up, our parents have a lot of influence on the people we eventually become. But outside of parenting, sometimes we are who we are and there's not much they can do to change it. Nicole and I discuss how we were raised by our parents and if our money beliefs were crafted by that upbringing. Or was it something completely different? Are we just born how we are? We explore the topic and enjoy a glass of wine together as usual. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors YouTube: https://YouTube.com/MarriageKidsandMoney Instagram: https://Instagram.com/MarriageKidsandMoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Generational Wealth is the type of wealth that allows your family to experience financial freedom, choice, and options for generations to come. The type of wealth that allows you to have the financial power to be the positive change you want to see in our society and our country.  Our guest today, Anne-Lyse Wealth, is here to tell us more about Generational Wealth and how we can all pursue it for our families. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Personal Capital: HTTPs://www.personalcapital.com/mkm Corporate Wellness (Contact Me): HTTPs://www.marriagekidsandmoney.com/contact Dream of Legacy (Anne-Lyse Wealth): https://dreamoflegacy.com/   Learn more about your ad choices. Visit megaphone.fm/adchoices

With all the services and restaurants we interact with on a daily basis, it's hard to know when you should tip and when you shouldn't. Nicole and I discuss the world of tipping and the etiquette we've developed around it. And we also chat about the areas where we have no clue! What are your go-to tipping policies? RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors How Much Should I Tip? w/ Maggie Oldham & Matt Schultz (MKM Session 47): https://marriagekidsandmoney.com/how-much-should-i-tip/ Instagram: https://www.instagram.com/marriagekidsandmoney YouTube: HTTPs://www.marriagekidsandmoney.com/youtube   Learn more about your ad choices. Visit megaphone.fm/adchoices

Investing can feel intimidating and a lot of times you don't know where to start.  I'm laying out how to start investing in 10 simple steps today.  Also, Cassie wants to know how to handle her 529 account after leaving her financial advisor. I share some quick tips for her as she makes this transition.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Personal Capital: https://www.personalcapital.com/mkm Corporate Wellness: https://www.marriagekidsandmoney.com/contact Vanguard: http://www.vanguard.com Fidelity: http://www.fidelity.com MN 529 Plan: https://www.mnsaves.org/    Learn more about your ad choices. Visit megaphone.fm/adchoices

According to the American Psychological Association, 40-50% of marriages in the United States end in divorce. With a statistic like that, one might wonder if a prenup (prenuptial agreement) is a smart move. Nicole and I discuss if we should have gotten a prenup when we got married, if we would now, how second marriages would play out and if we'd recommend one to our daughter as she grows older. What are your thoughts on prenups? RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Blog: https://www.marriagekidsandmoney.com Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive Facebook Group: https://www.marriagekidsandmoney.com/Community Voicemail: https://www.marriagekidsandmoney.com/voicemail Twitter: HTTPs://www.twitter.com/andyhillmkm Instagram: https://www.instagram.com/marriagekidsandmoney   Learn more about your ad choices. Visit megaphone.fm/adchoices

It's our 250th episode! To commemorate this milestone, I decided to invite my parents, Cindy and Butch Hill, to the podcast.  We discuss the childhood lessons that shaped their lives and how our family came to be.  I hope these conversations encourage you to connect with your parents, learn more about your history and see how you can strengthen your family tree for years to come.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Employers are implementing their "return to work" strategies and employees are bracing for the change. Nicole and I discuss how this change will affect her work life and the pros and cons of working from home. What are your thoughts on the return to work news? RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Voicemail: https://www.marriagekidsandmoney.com/voicemail Twitter: HTTPs://www.twitter.com/andyhillmkm Instagram: https://www.instagram.com/marriagekidsandmoney   Learn more about your ad choices. Visit megaphone.fm/adchoices

Ever wonder what it takes to become a millionaire? Clark Sheffield and Jace Mattinson, from the Millionaires Unveiled Podcast, have interviewed over 200 millionaires. Today, they are sharing the habits, investment strategies, and commonalities of these successful individuals.  We also review and dispel some millionaire myths along the way.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Personal Capital: Track your net worth for free today.  Millionaires Unveiled Podcast (Website) OTHER EPISODES YOU MIGHT LIKE Family Wealth and Happiness: 10 Steps to a Better Tomorrow (Today) How We Paid Off Our 15 Year Mortgage in 5 Years 50% to 10%: Why We're Happy Saving Less in FIRE Journey MKM RESOURCES MKM Coaching: Request a free 15-minute consultation today YouTube: Subscribe for free to watch videos of these episodes and interviews Instagram: Follow our IG channel Voicemail: Leave your question or comments here  Merch Store: Check out our t-shirts, hoodies, and coffee mugs! DISC

In the last year, we spent $75,000 of our savings on cars, trips, house upgrades, and much more. Now, there's no money left! After this spending spree (including what we received from the Stimulus Checks), will we be able to enjoy our lives without expecting more? Nicole and I explore this lifestyle inflation conundrum and discuss how others may be feeling this way coming out of the pandemic. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Voicemail: http://www.marriagekidsandmoney.com/voicemail Instagram: https://www.instagram.com/marriagekidsandmoney Twitter: http://www.twitter.com/andyhillmkm   Learn more about your ad choices. Visit megaphone.fm/adchoices

Wondering if you should invest in cryptocurrency? After receiving a question on the topic, I decided to dive into the world of crypto and learn more about it. As a part of my education, I asked 13 of my friends and colleagues in the personal finance community to share their opinions as well.  You'll hear from Paula Pant, Joe-Saul Sehy, Mindy Jensen and many more on their thoughts about cryptocurrency (Bitcoin, Ethereum, etc).  Additionally, we have an interview with John from the Pacific-Northwest about how he became a millionaire by 40! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, we’re talking about being a stay-at-home mom versus a working mom. This can be an incredibly difficult decision for mothers after they have children. Do I stay at home or do I continue working? Cat Alford, Author of "Moms Got Money", is here to help and she's going to shed some light on why it doesn’t always need to be such a black or white decision. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Catherine Alford (Website): http://www.catherinealford.com Moms Got Money (Book): https://amzn.to/2R02Qd4     Learn more about your ad choices. Visit megaphone.fm/adchoices

Will you be receiving money from the Child Tax Credit? Based on our income this year, we will be receiving the tax credit and could be upwards of $500 per month starting in July. Once again, Nicole and I completely disagree with what to do with this new money. We debate how we should use it and options for other families to figure out their plans for the stimulus money. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Advance Child Tax Credit Payments in 2021 (IRS): https://www.irs.gov/credits-deductions/advance-child-tax-credit-payments-in-2021 Child Tax Credit 2021 (USA Today): https://www.usatoday.com/story/money/2021/05/03/child-tax-credit-2021-covid-payments-start-july-update/4893305001/ Voicemail: https://www.marriagekidsandmoney.com/voicemail Instagram: https://www.instagram.com/marriagekidsandmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen and his new wife have $215,000 of student loan debt and they don't know what to do next. They are considering Income-Based Repayment (IBR) but aren't sure if that is the right thing to do. Financial expert Anthony O'Neal joins me to help answer Stephen's question. We discuss all things student loans including what IBR is, how student loan refinancing fits in, and Anthony's take on student loan forgiveness. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Anthony O'Neal (Website): https://www.ramseysolutions.com/anthony-oneal Destroy Your Student Loan Debt (Book): https://amzn.to/3339aCE Refinance Student Loans (SoFi): HTTPs://www.marriagekidsandmoney.com/sofi   Learn more about your ad choices. Visit megaphone.fm/adchoices

As a small business owner, negative reviews can be devastating. They can deal a major blow to your confidence and, in some cases, to your bottom line. We invited two small business owners to the show to discuss this very topic. Wendy Hill Manson, Airbnb Superhost, and David Manson, Co-Founder of Blackrocks Brewery, discuss the impact of negative reviews on their businesses and how to deal with them. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Blackrocks Brewery: https://www.blackrocksbrewery.com/ Hewitt Onion Tower (Airbnb): https://www.airbnb.com/rooms/38814530 Voicemail: https://www.marriagekidsandmoney.com/voicemail Instagram: https://www.instagram.com/marriagekidsandmoney   Learn more about your ad choices. Visit megaphone.fm/adchoices