Marriage, Kids And Money

After reading "Die With Zero" by Bill Perkins, I feel like a changed man. I've gone from super saver for the last decade of my life to now maximize my life experiences as much as possible. Nicole and I discuss why I enjoyed the book so much and how she feels about the ideas in Die with Zero. The time for us to maximize our life experiences is upon us ... don't worry my inner saver will keep us in check. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Die With Zero: https://amzn.to/39njLeR  Instagram (MKM): http://www.instagram.com/andyhillmkm  Learn more about your ad choices. Visit megaphone.fm/adchoices

How’s your “Digital Wellness” these days? As a parent, this is something I’m working on constantly. But as someone who is quite often "connected", it's difficult to find a balance that works for me as a father, husband, and small business owner. Author Mark Ostach joins me today to share how we can live with phones, laptops, and all of our other devices and still be present with those we love. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Tello: http://www.marriagekidsandmoney.com/tello Firstly: http://www.marriagekidsandmoney.com/firstly  Courage to Connect: https://amzn.to/3E13evt Mark Ostach: http://www.markostach.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

If you get advice from your financial advisor and you don't agree, should you follow it anyway? After all, they probably have more education and experience than you. But in the end, aren't your motivations and goals more important? Nicole and I explore this topic after receiving a note from a listener about them disagreeing with the advice they received from their financial advisor. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors MKM Instagram: https://www.instagram.com/marriagekidsandmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Our family has reached Coast FIRE! After saving and investing over $500,000 before our 40th birthdays, we are pumping the breaks on investing for retirement and focusing on other goals in our lives.  Find out how we did it and what those goals are in today's episode.  Also, for our Be the Change segment, Ed Grocholski from Junior Achievement shares why it's important to teach kids financial and entrepreneurial skills ... especially after the pandemic.  Lastly, we have another money quiz with my daughter Zoey and we'll read the review of the month! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Wallet Burst Coast FIRE Calculator: https://walletburst.com/tools/coast-fire-calc/  Compound Interest Calculator:  https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator  Junior Achievement: https://jausa.ja.org/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you feeling like you're simply reacting to the moment right in front of your face? Yeah, we've been there (and still catch ourselves doing it). It's in our nature evidently. But how can we get out of reaction mode and into planning mode? Nicole and I explore how we've improved as parents and what we're doing to continue that improvement by thinking more than one step ahead. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Peaceful Parent, Happy Kids: How to Stop Yelling and Start Connecting: https://amzn.to/3jFKxFk (affiliate link)   Learn more about your ad choices. Visit megaphone.fm/adchoices

What would it be like to win $1.2 million in Vegas? Life-changing, yes, but for good or bad? Adam & Danielle Silverstein, from the Marriage & Martinis Podcast, share how this windfall affected their marriage. They also share advice for other couples looking to communicate about finances in their relationship. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Marriage & Martinis: https://www.marriageandmartinis.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

The 5 Love Languages by Gary Chapman is a book that has really helped our marriage. The concept may be simple, but it can be difficult to remember when you're in the midst of work, busy young parenting, and global pandemics. When we do remember to love each other the way we like to be loved, our relationship truly grows. Nicole and I discuss what our love languages are and discuss our rocky path to finding how each of us likes to be loved. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors The 5 Love Languages: https://amzn.to/2Y8rEmp (affiliate link) Learn more about your ad choices. Visit megaphone.fm/adchoices

1 in 3 Americans has a side hustle in 2021. This number has grown significantly over recent years.  So ... why the growth? What is the attraction to the side hustle? To help us answer this question and to discuss the benefits of a side hustle, I’ve invited Daniella Flores to the show today. Also known as the Side Hustle Queen, Daniella is the creator of "I Like to Dabble", an award-winning global platform that helps creatives and LGBTQ+ folks start side hustles and get their financial life and future in order. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors I Like to Dabble: https://www.iliketodabble.com   Learn more about your ad choices. Visit megaphone.fm/adchoices

This past week, we received a lot of negative feedback for paying off our mortgage early. We're very happy with our decision and realize it's not for everyone. But we have to ask ... are we wrong for paying off our mortgage? What do you think? RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors   Learn more about your ad choices. Visit megaphone.fm/adchoices

Yolanda wants to pay extra toward her mortgage but she’s not sure if she’s doing it correctly. Holden Lewis, a Mortgage Expert from NerdWallet, joins me to help her out. We discuss how to ensure your extra mortgage payments are going toward the principal and how refinancing your mortgage may fit into the picture. Also, we hear how Mike Kenny, from Ontario, became a millionaire Dad by 33! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors NerdWallet: https://www.nerdwallet.com Mike Kenny: https://twitter.com/mike_kenny3   Learn more about your ad choices. Visit megaphone.fm/adchoices

I tend to tell my wife everything ... but is that the right way to go? My friends often tell me I'm TOO open with her. Nicole and I discuss that openness and try to determine "a line" where enough is enough with our honesty. What do you think?  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to become a millionaire? Jeremy Schneider from Personal Finance Club thinks index funds are a great place to start with your investing journey. Here’s how to invest simply and effectively today. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Personal Finance Club (Course): Https://www.marriagekidsandmoney.com/pfc (affiliate link)   Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you think "living on a budget" feels like a life of restriction? Nicole and I discuss our history with budgeting over our 10-year marriage. We share our feelings on the term "living on a budget", our pros and cons of budgeting, and our takeaways for couples considering their first budget. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Mint: https://www.marriagekidsandmoney.com/mint   Learn more about your ad choices. Visit megaphone.fm/adchoices

With the “Great Resignation” in full swing, Tori Dunlap shares how we can make the decision whether to return to work or start a business. She shares her personal experience after leaving her career to become a business owner. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Her First $100k: https://www.herfirst100k.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you considering working with your spouse? Depending on how things are arranged, this could either be a great way to connect more or a complete disaster! Nicole and I discuss the pros and cons of working together over the past year. We explore ways for our working relationship to improve so we can have a happy marriage too. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Holderness Family Interview:  https://marriagekidsandmoney.com/podcast/holderness-family-everybody-fights/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Preston from The Money Guy Show cautions young investors not to pay off their mortgage too early. Here’s why he feels passionate about not rushing to have that paid-off house. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors The Money Guy Show: https://www.moneyguy.com/  Learn more about your ad choices. Visit megaphone.fm/adchoices

With the cost of college rising and rising year over year, as parents, we have to ask ourselves: "Is college worth it?" Nicole and I debate the topic and discuss our college plans for our children. We have some excellent contributions from the live stream audience and we share some collective takeaways on the "college vs. no college" debate. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors UNest (brokerage for kids): https://www.marriagekidsandmoney.com/unest  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you interested in learning about investing? One of the best ways that I've grown my knowledge about the stock market and investing is through a good book. Today, I'm sharing 10 books that helped me become a better investor and ones that I’d suggest to you as you discover more about investing. Also, we hear from Rishi Vamdatt of Easy Peasy Finance about investing for kids and how to get started.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Best Investing Books: https://www.marriagekidsandmoney.com/best-books-to-learn-about-investing  Easy Peasy Finance: https://www.easypeasyfinance.com/  Learn more about your ad choices. Visit megaphone.fm/adchoices

Would you want to receive an inheritance from your parents? At first glance, the answer might be "hell yeah"! Nicole and I dive deeper into the subject and discuss the ramifications of getting money after Mom and Dad pass away. We discuss the pros and cons of getting an inheritance from parents and what we want to do with our kids. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Trust & Will: https://www.marriagekidsandmoney.com/trustandwill Vanguard (Taxable Brokerage for Inheritance): https://www.vanguard.com "Lady of the Lake" Netflix Unsolved Mysteries: https://www.imdb.com/title/tt12924500/ MKM RESOURCES Blog: https://www.marriagekidsandmoney.com Podcast: https://www.marriagekidsandmoney.com/Podcast-Archive Facebook Group: https://www.marriagekidsandmoney.com/Community Voicemail: https://www.marriagekidsandmoney.com/voicemail Twitter: HTTPs://www.twitter.com/andyhillmkm Instagram: https://www.instagram.com/marriagekidsandmoney Learn more about your ad choices. Visit

Nicole and I have seen some tough days in our relationship. There's been yelling, name-calling, and even marriage counseling. We’ve also had excellent days where we’ve felt appreciated, loved, and thrilled that we’ve chosen to be with each other. So the big question is … How do we get more excellent days in our marriages? Our guests today have a concept that may make that a possibility for a lot of us. Kaley and Nate Klemp are the writers behind the newly released “The 80/80 Marriage: A New Model for a Happier, Stronger Relationship” RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors 80/80 Marriage (Book): https://amzn.to/3e3NgFz   Learn more about your ad choices. Visit megaphone.fm/adchoices