Elder Talk

Attorney-CPA Joe Cordell and co-host Jill Albers break down the fundamental elements to planning for retirement. They highlight the importance of making responsible financial choices throughout your life, in order to create the assets necessary for a comfortable retirement. They discuss the difference between occasional saving and being frugal all of the time, as well The post Planning Retirement With Deferred Gratification [Episode 131] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers discuss the innovations and intricacies involved in electronic wills. They currently exist in the state of Florida, and given the prevalence of esignatures, this digital innovation adds convenience to the state planning process. Joe highlights how maintaining locatable documents is an essential part of the process, after a The post Understanding Electronic Wills [Episode 130] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers are joined by Ann Layden and Laura Adams of Premiere Home Health in St. Charles, Mo., to discuss the at-home alternative of entering in skilled care facility for treatment, their backgrounds, and their recent Home Care Elite recognition as a home health agency. They dive into the services The post Receiving Skilled Care at Home [Episode 129] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers discuss many of the changes that have occurred in the economy and how it affects the methodology of saving money and planning for retirement. They dive into the various forms of benefits that an IRA and a 401K include and the differences between the two. Joe also talks The post The Changes in Saving for Retirement [Episode 128] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers navigate the ins and outs of trusts. They talk about the different perspectives that exist among clients who feel that a more detailed estate plan would be “controlling from the grave” versus clients who feel that it simply would be a parent looking out for their children. Joe The post Appreciating the Functions of a Trust [Episode 127] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers focus their discussion on the on-going debate of aging in place vs. moving to a facility or community that offers amenities and care options. They highlight an article from the Wall Street Journal that details the financial investment that has been made in creating these facilities and communities The post Contemplating Aging in Place [Episode 126] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers discuss the legal ramifications of having estate planning documents in place. Joe describes the role of the attorney and how they go about creating a comprehensive estate plan that reflects the wishes of the client. They talk about clients who may have a controlling kid who wishes to The post Navigating Family Dynamics in Estate Planning [Episode 125] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers are rejoined by Wealth Advisors and Certified Financial Planners Todd Oetken of R.W. Baird, to talk about the money issues that seniors and their families often face when it comes to retirement and long-term care. Todd highlights the concerns surrounding the use of the principle when the market is The post Managing Your Finances Responsibly As You Get Older [Episode 124] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers discuss the financial aspect of planning for in-home and long-term care, on this episode of ElderTalk with Joe Cordell. They highlight a survey by Genworth Financial regarding the cost of care, and Joe and Jill dive into the numbers, which breakdown by state. The survey details the monthly The post Financing In-Home and Long-Term Care Needs [Episode 123] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Jill Albers are joined by Ann Warren and Mark Dwyer, of the Rehabilitation Institute of St. Louis. They talk about the challenges that seniors face when injured, as well as their journey regaining their health and eventually making their way back to their respective homes. They highlight their locations and The post Learning More About Rehabilitative Care [Episode 122] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell is joined by Jill Enders of KTRS and online editor and “roving reporter” Dan Pearce break down all of the intrigue surrounding the estate of former Chicago Cubs player Ernie Banks. They break down the case, as the story reenters the news. Caretaker Regina Rice was named the beneficiary in Banks’ will. The post Exploring the Estate Planning Issues of Ernie Banks [Episode 121] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell highlights the importance of having all of the necessary estate planning documents in place as you age, on this episode of ElderTalk with Joe Cordell. Joe details the ins and outs of long-term care insurance, as well as self-insurance. He talks about the rehabilitative care and short amount of time required for The post The Foundational Elements of Estate Planning [Episode 120] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and Villages of St. Peters Memory Care Administrator April Haskins highlight aspects of the independent, assisted, nursing, and long-term care experience. They dive into the decision-making process heading into deciding that living by one’s self, as well as the importance of touring facilities, in order to understand what is right for the The post Exploring City and Rural Assisted Living Communities [Episode 119] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Villages of St. Peters Memory Care administrator April Haskins to break down some of the factors that go into the decision of leaving one’s home and entering an independent or assisted living facility. April details all of the amenities that many facilities have, which allows The post Choosing Independent or Assisted Living Facilities [Episode 117] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Wealth Advisors and Certified Financial Planners Todd Oetken and Grant Roberts, both of Roberts & Kohler/Hilliard Lyons, a Robert Baird Company, to discuss a variety of topics related to financial planning and retirement. They talk about what potential clients consider when choosing a financial advisor, as well as The post Making Spending Adjustments for Retirement [Episode 116] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur answer listener questions about relevant topics pertaining to Medicaid, long-term care, estate planning, and more. Joe and Susan describe what undue influence is and how evidence of cognitive issues can help support the legal claim. They also dive into some of the estate planning aspects of the Jeffrey The post Questions and Answers About Medicaid [Episode 116] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Cynthia Fantasia, pastor, national speaker and author of the book “In the Lingering Light: Courage and Hope for the Alzheimer’s Caregiver” to discuss the challenges surrounding dementia and Alzheimer’s. She talks about her personal experience dealing with her husband’s Alzheimer’s and her journey caregiving for The post Caregiving for an Alzheimer’s Patient [Episode 115] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur are rejoined by Wealth Advisors and Certified Financial Planners Todd Oetken and Grant Roberts, both of Roberts & Kohler/Hilliard Lyons, a Robert Baird Company, to discuss what they have seen among their clients who are getting ready for retirement. Todd and Grant talk about the importance of spending The post Managing Finances and Retirement [Episode 114] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur are joined by Dr. Wendy Suzuki, a Professor of Neural Science and Psychology in the Center for Neural Science at New York University and author of “Healthy Brain, Happy Life.” Her work focuses on areas of the brain critical for our ability to form and retain long-term memories, The post Monitoring Brain Health with Dr. Wendy Suzuki [Episode 113] appeared first on Cordell Planning Partners.

Attorney-CPA Joe Cordell and co-host Susan Arthur discuss the various elements to long-term care and the various methods involved in paying for it. They break down the monthly costs of assisted care and nursing home care and how city care can differ in cost and quality from rural care. Joe and Susan talk about long-term The post Dealing With Long-Term Care Bills [Episode 112] appeared first on Cordell Planning Partners.