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Pigly.com is your reliable source for all things related to personal finance. Pigly calculators make running the numbers fun and simple, aiding you in making smart financial decisions. The Consumer Financial Protection Bureau Recommends these Budgeting Steps https://www.consumerfinance.gov/about-us/blog/budgeting-how-to-create-a-budget-and-stick-with-it/ Step 1: Where does my money come from? The first place to start is getting a complete picture of where your money comes from. You may be self-employed, have multiple jobs or receive child support or government benefits -- all of these sources should factor into what you have available to make ends meet. Start by recording all of your income with our Income Tracker . Step 2: Where does my money go? Equally important but the heaviest lift is logging your spending so you get a realistic picture of what your money, on an average month, is going to. Our Spending Tracker  helps you both log and sort your spending by categories like utilities and housing t