Bragging On Jesus

Proverbs 20:16 Take a man’s garment when he has put up security for a stranger, and hold it in pledge when he puts up security for foreigners. Today Solomon gives us a lesson on discernment in relation to degrees of trust. Lets begin with the first example: What if a neighbor comes to you and wants to borrow money for supposedly a needy person who lives in town… and let’s say you do not know this needy person; he’s a stranger to you. This needy person had no assets or security to mortgage to you the lender... in order to receive a loan. So, they had to get a co-signer. That's when your friend… your neighbor, ask for a loan for the man who needs it and Solomon says to take his garment as security. It’s interesting… ...Here’s what it says in Exodus 22. Exodus 22:25... So Solomon says to go ahead and take your neighbors garment (who is not poor) as collateral. Now that's not much of guarantee that he will pay is it?… If the needy person defaults on the loan your friend the co-signer will pay it. But if he