Credit Report Report

New scams keep popping up, and there's a specific one to be aware of: spear phishing. Phishing is when the bad guys try to get you to share things with them -- like your usernames, passwords or even your Social Security number -- or trick you into transferring or sending money. A variation of this is spear phishing, and that's when they tailor or target the messages by using personal details to really throw you off. Check out this podcast to learn tactics on how you can avoid getting hooked, like being aware of what you post on social media, keeping an eye out for suspicious emails, and hanging up if you get an illegitimate phone call from a "government agency."