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Choosing between an Airbnb and a hotel will now include COVID-19 risk factors for many people, and at first glance, some travelers may think hotels are better at keeping things clean. But there are several factors to consider when choosing a place to stay overnight, including cleaning and disinfecting procedures. Both lodging options have their benefits and their risks.   An article in the New York Times gives hotels the edge over home-sharing services like Airbnb and VRBO. It says that, for years, Airbnb has disrupted the travel industry with more affordable, home-like accommodations, but that COVID-19 is now disrupting the disruptor, in reference to Airbnb. That includes other home-sharing options as well, like VRBO.   www.NewsForInvestors.com