Informações:
Sinopse
A weekly podcast about banks, finance and the world we live in
Episódios
-
Ep. 21: The devil and the details of CRA reform
17/12/2019 Duração: 30minBanks and public advocacy groups agree that the Community Reinvestment Act needs to change. But is the latest proposal moving in the right direction?
-
Ep. 20: Can the Trump administration reform housing on its own?
23/10/2019 Duração: 25minWith Congress deadlocked on a future for Fannie Mae and Freddie Mac, the administration is prepping to move by itself.
-
Ep. 19: Why reforming Fannie and Freddie is so hard to do
16/10/2019 Duração: 22minAs the administration gears up to end a decade of government control of Fannie and Freddie, are there any good options? (Part 1 of 2)
-
Ep. 18: Has banking become too political?
09/10/2019 Duração: 34minLarge banks are increasingly taking stands on social issues like gun rights and climate change. Some see this as a troubling development.
-
Ep. 17: Financial abuse of elders is getting worse
25/09/2019 Duração: 27minElder financial exploitation is a vast and growing problem in the U.S., and one that presents difficult policy challenges for law enforcement and banks.
-
Ep. 16: Do big credit unions act too much like banks?
18/09/2019 Duração: 28minFrom expanding their membership to buying naming rights for major stadiums, big credit unions are taking unfair advantage of their tax exemption, bankers and industry observers argue.
-
Ep. 15: Libor is ending. We aren't ready
11/09/2019 Duração: 27minThe most widely-referenced interest rate benchmark will cease to function after 2021, and the financial system is still coming to grips with that complicated reality.
-
Ep. 14: Who’s afraid of the narrow bank?
04/09/2019 Duração: 30minA new kind of institution wants to make the interest rate that the Federal Reserve pays to its member banks more widely available, but that could have big implications for monetary policy.
-
Ep. 13: Are AML rules catching only the ‘stupid’ criminals?
31/07/2019 Duração: 27minAnti-money-laundering regulations are among the most costly, and few criminals get caught. Banks say there’s a better way.
-
Ep. 12: Facebook’s bid to break banking
24/07/2019 Duração: 21minThe social media giant says its cryptocurrency project can bring services to the world's unbanked. Lawmakers and regulators aren’t so sure.
-
Ep. 11: 'Farmers are caught in a liquidity trap'
17/07/2019 Duração: 25minAmerica's farms have taken on near-record levels of debt in recent years, and commodity prices and trade wars are putting pressure on farm country. That could spell bad news for bankers that lend to them.
-
Ep. 10: CECL's uncharted territory
10/07/2019 Duração: 26minBeginning next year, banks will have to dramatically change the way they account for future credit losses, but experts disagree on the new rule's long-term impact.
-
Ep. 9: Is leveraged lending a systemic risk?
26/06/2019 Duração: 21minLending to companies with heavy debt loads is a growing business — one that many fear could lead to the next financial crisis.
-
Ep. 8: The 'secret enforcement tool' that has bankers spooked
19/06/2019 Duração: 24minBanks claim that regulators have been avoiding using a transparent public process to implement new regulations, opting instead to use informal guidance that has the impact of policy.
-
Ep. 7: The evolution of the Fed's stress tests
12/06/2019 Duração: 31minStress tests have come a long way since first unveiled to shore up confidence in banks. But some critics fear that proposals to make the system more efficient would compromise its safety.
-
Ep. 6: Why is the U.S. payments system still so slow?
05/06/2019 Duração: 25minThe U.S. still relies on antiquated payment processing technologies while other countries can process in real-time. What's the holdup?
-
Ep. 5: What is the 'branch of the future'?
29/05/2019 Duração: 21minBranches are closing at the fastest pace in years, and keeping them relevant to customers is a problem banks are being forced to solve in ever more creative ways.
-
Ep. 4: 'Merge or Die'
22/05/2019 Duração: 25minThe banking industry is entering an a new wave of consolidation, but debate is still raging about whether that's good for consumers
-
Ep. 3: 'Banks are a big, fat target': Inside the 2020 race
15/05/2019 Duração: 31minPresidential candidates may not be talking about banking now, but that's likely to change as the Democratic primary heats up
-
Ep. 2: The unstable stability council
08/05/2019 Duração: 22minAt first the Financial Stability Oversight Council wanted to target individual nonbanks that pose a risk to the economy. Now it wants to target activities rather than firms. Is that a good idea or a political ploy?