Financial Freedom Community

Timeline: 01:21 – I was hit by a driver without insurance and I can’t afford to buy a new car, what do I do now? 04:49 – How does debt consolidation affect your credit score? 07:22 – My little brother who is 17 needs a car, but cannot afford to buy one outright. He asked me… The post Should I Co-Sign For My Little Brother appeared first on Hustle to Financial Freedom.

Timeline: 00:22 – Intro 00:45 – My Mistakes Should Not Be Yours 02:29 – Moving on a Credit Card 03:14 – Hard Work is Required Resources & Links: MoneySmarts 013: Debt Free Including Your House with Steve Stewart (SteveStewart.me) MoneySmarts 007: Paying Off $8,000 of Debt in 90 Days with Lauren Bowling MoneySmarts 005: Cutting… The post Get Something For Nothing appeared first on Hustle to Financial Freedom.

Timeline: 01:05 – I am starting a new job that makes 3x what I currently make. I want to aggressively pay off my debt but I am struggling with wanting to buy stuff and inflate my lifestyle. How do I manage lifestyle creep? 04:18 – I am in my early twenties and am looking to buy a… The post Avoiding Lifestyle Creep appeared first on Hustle to Financial Freedom.

Today we are talking with Steve Stewart. Steve has hosted 3 different finance podcasts, but his knowledge comes from first hand experiences. He has paid off over $165,000 in debt including his house. In this episode Steve is sharing what he learned on his Journey so you can implement it as well. Timeline: 00:23 – Steve Stewart’s Bio… The post Debt Free Including Your House with Steve Stewart (SteveStewart.me) appeared first on Hustle to Financial Freedom.

Today I am answering your credit card questions. Should I use my 401(k)to pay off my credit card debt? I forgot to pay my credit card bill, will I have a late fee and will it impact my credit score? I was denied for a “pre-approved” card, why? Can I live without a credit card?… The post Your Credit Card Questions appeared first on Hustle to Financial Freedom.

Today Whitney Hansen is sharing how she paid off $30,000 of student loan debt in only 10 months. We also cover travelling on a budget and the Financial Freedom mind-shift. You won’t want to skip this amazing episode. Timeline: 00:38 – Whitney Hansen’s Bio 01:15 – Paying off $30,000 in 10 Months 08:37 – What advice… The post Paying off $30,000 in 10 Months with Whitney Hansen (WhitneyHansen.com) appeared first on Hustle to Financial Freedom.

I am answering your top questions every week. Today: I am stuck in poverty and I want out. Every month I overdraft when paying bills, what can I do? I am a minor and want to invest in the stock market, how do I do that? Should I max out my credit cards before using… The post I Am Stuck in Poverty and I Want Out! appeared first on Hustle to Financial Freedom.

Today we are discussing the grand finale of your Financial Freedom Journey, retirement. Between what type of retirement plan to go with to how much to save for retirement, it can seem like a foreign language. But DJ walks you through setting yourself up for a successful retirement. Timeline: 00:23 – DJ Whiteside’s Bio 00:42 –… The post Preparing For Retirement with DJ Whiteside (MyMoneyDesign.com) appeared first on Hustle to Financial Freedom.

I am answering your top questions every week. Today: How do I calculate my net worth? How do I bargain? How do I date on a budget? Timeline: 00:54 – How do I calculate my net worth? 03:28 – How do I bargain? 06:19 – How do I date on a budget? 08:57 – Public Service Announcement 10:49 –… The post Date Night On A Budget appeared first on Hustle to Financial Freedom.

Today we are discussing one of the most critical parts of your Financial Freedom Journey. Discovering the reason to achieve Financial Freedom, it isn’t what you think, and creating a timeline to achieve your Journey. Timeline: 01:03 – How is your journey going? 01:53 – Finding your “why” to achieve Financial Freedom 0:4:39 – Create… The post Creating Your “Why” & Journey Plan appeared first on Hustle to Financial Freedom.

Timeline: 00:53 – Should I get a job at the age of 16? 04:18 – How do I ask for a raise at my job? 09:00 – How do I find a job? 19:42 – Win a $50 Visa Gift Card Resources & Links: Monster.com Indeed.com Email your questions to askjoel@hustletofinancialfreedom.com hustletofinancialfreedom.com The post Find a Job & Ask for a Raise appeared first on Hustle to Financial Freedom.

Today I am talking about Stop #2 of The Financial Freedom Journey. Are you tired of stressing about surprise expenses? Then it is time to make a shift to a more stress-free life. This is one of the foundational principles to your Financial Freedom Journey and a must for achieving Financial Freedom. Timeline: 01:07 – Why do… The post Creating an Emergency Fund appeared first on Hustle to Financial Freedom.

On today’s episode we are chatting with Matt from Distilled Dollar. Matt saves 60% of each paycheck and explains how you can do the same. Additionally, Matt and I chat about investing in the stock market and he also shares his favorite books. Don’t go anywhere, click play right now! Timeline: 00:35 – Matt’s Bio… The post Saving 60% of Your Paycheck with Matt from Distilled Dollar appeared first on Hustle to Financial Freedom.

Timeline: 01:05 – What do you recommend for auto insurance? 02:01 – Policy Coverage 06:28 – Vehicle Specific Coverage 12:00 – Can you afford to go without auto insurance? 14:14 – Win a $50 Visa Gift Card Resources & Links: Email your questions to askjoel@hustletofinancialfreedom.com The post Auto Insurance appeared first on Hustle to Financial Freedom.

On Today’s episode we have an amazing guest! We are spending time with award winning blogger and author Lauren Bowling from FinancialBestLife.com. Lauren shares the story of how she paid off $8,000 of debt in only 90 days. We also chatted about helping your shopping addiction and how debt consolidation might save you money. Get… The post Paying Off $8,000 of Debt in 90 Days with Lauren Bowling appeared first on Hustle to Financial Freedom.

Timeline: 00:58 – Should I cash out my retirement fund to pay off debt? 02:46 – I have made a financial arrangement with the debt collector but now they say that never happened. What can I do? 05:57 – How can I get excited about Financial Freedom? 08:47 – Should I donate, if so how much? 11:07 – Win… The post Paying Off Debt with Retirement appeared first on Hustle to Financial Freedom.

Today we are hanging out with Kayla Sloan from Shoe-A-Holic No More. Kayla’s finances were out-of-control but with a little focus she was able to change things around. During our time with Kayla we talked about everything you need for your Financial Freedom Journey. Kayla shares her advice on everything from emergency funds to buying a… The post Changing Your Finances with Kayla Sloan appeared first on Hustle to Financial Freedom.

Timeline: 01:00 – What are your thoughts on gambling? 03:14 – Are 0% interest rates a good deal when buying a car? 05:41 – Can a line of credit replace an emergency fund? 07:52 – Are you cheap? 10:40 – Win a $50 Visa Gift Card Resources & Links: AskJoel Episode 2 AskJoel Episode 1 Email your questions to… The post My Thoughts on Gambling appeared first on Hustle to Financial Freedom.

Today we are sitting down with Michelle Jackson from The Shop My Closet Project blog. Michelle has slashed her expenses by over $13,000 without impacting her lifestyle. During this amazing interview we dive into everything from how to get to europe on $650, using things until they are gone, and being a foodie on a… The post Cutting Your Expenses with Michelle Jackson appeared first on Hustle to Financial Freedom.

Timeline: 00:50 – When is the right time to buy a house? 07:01 – How much house can I actually afford? 08:44 – Should I do a 15 year mortgage or 30 year mortgage? 12:02 – Am I throwing my money away by renting? 16:51 – Get a $50 Visa Gift Card FREE Resources & Links: American Dream or… The post House Buying Edition appeared first on Hustle to Financial Freedom.