Young Money With Tracey Bissett

Suzanne Tyson is the founder of Higher Ed Points, the world’s first company to enable loyalty points conversions, from anyone, into funds for higher education. Higher Ed Points has funded over $1.7-Million in student tuition fees and loan repayments. Suzanne has a 30-year career, of which half has been spent in higher education and student funding. In 2017, she was selected as a Top 7 SheEO Canadian Funded Venture. In 2019 she was one of the Regional Finalists for the MIT Inclusive Innovation Challenge and a Top 5 Finalist in the TELUS PITCH.   Suzanne joins me today to share tips on how to pay for postsecondary school. She shares essential information on the cost of tuition and living expenses as well as how to narrow down what you want to study and where. Suzanne highlights why it is vital to talk to family about who is going to fund your education, early on. She also shares how you can save money by using on-campus and online resources and the benefits of securing a part-time job with a franchised brand. 

Kelly Fillman is the Operations Manager for Eleanor Beaton & Company, an organization that advises women entrepreneurs on presence, power, and strategic growth. She earned her Bachelor of Arts in Psychology from Western University in 2017. Kelly is a volleyball coach, animal lover, and mentor to young girls as well as a community volunteer for Autism Nova Scotia and the Alumni Coordinator for Rothesay Netherwood School.   Vanesa Cotlar is a strategic leader and Business Development Manager for Economic Development Winnipeg, where she focuses on growing the Winnipeg economy by increasing the strength of the talent ecosystem. She was the co-founder and CEO of Octagon Careers, an HR-tech start-up, and in 2019, Vanesa made the shortlist for the Business Leader of the Year award at the Women in IT Awards. Voluntarily, she has worked in leadership roles for Youville Centre, North Forge Accelerator Program, and Sunnybrook Next Generation. Vanesa earned her Bachelor of Commerce from Smith School of Business at Qu

Kelley Keehn is a personal finance educator, speaker, media personality, and a bestselling, award-winning author of ten books, including her newest book, Talk Money to Me, available in bookstores on December 17th. Kelley is the Consumer Advocate for FP Canada and serves on several non-profit boards and government committees. She was the host of W Network’s Burn My Mortgage and the personal finance authority on The Marilyn Denis Show for seven years.   Kelley joins me today to share her inspiration for writing the Talk Money to Me book. She explains the reasons why financial literacy is still a problem in Canada and shares how social media creates false economic perceptions. Kelley shares several money-moves that everyone can make to increase their financial fitness. She also highlights financial mistakes to avoid and how slowing down your decision-making process on big purchases can help you make better choices. “Understanding that your ability to earn an income in your life is the most valuable asset tha

Karla Badger-Brown is the Director of ASPIRE, a Toronto Finance International program developed to grow the talent pool of work-ready talent for the financial services industry. Karla has experience working in financial services, life sciences, retail, healthcare, and sales. She has a Ph.D. in Medical Biophysics from the University of Toronto and a Bachelor of Science in Genetics from the University of Manitoba.   Karla joins me today to share how the ASPIRE program is changing the perspective of roles in the financial industry and helping students find opportunities to grow and expand their skills. She shares three core ways that ASPIRE helps students, including job matching, the ASPIRE Challenge, and free resources. Karla also reveals the details of the upcoming ASPIRE Edge program and shares tips for students to avoid common business etiquette mistakes.    “A lot of financial services organizations are moving far more toward being technology organizations that happen to work in finance.” - Karla Badger-Bro

When you are on a financial fitness journey, you will want to take control of your money and increase your earnings power. There are proven ways to do things to reach your financial goals, from budgeting to spending less than you earn. Putting your finances into order can be quite simple; you just need to know where to start and take that first step.   Today, in honor of Financial Literacy Month, I share tips on how to take charge of your finances. I discuss the theme of this year’s Financial Literacy Month and share essential tips on calculating your expenses, making a budget, and considering your financial goals and dreams. I highlight how to be a smart consumer and how to borrow money wisely while avoiding financial scams. I also share the first steps you need to make to take control of your debt.  “While it may be a little bit of work, it is so important to know the numbers and ensure you are spending less than you make.” - Tracey Bissett This Week on Young Money:   What is Financial Literacy Month

Liz Lajoie is the strategist, CFO, and founder of Zen Money and the Zen Money Initiative™. She is the author of Zen Money Map and From Zero to Zen, which help small business owners and entrepreneurs master their money and grow thriving businesses. Liz has two decades of experience assisting multi-million-dollar firms with their strategic development and financial management. She has been featured on Women Inspired TV and the currently hosts Zen Money Monday, a weekly podcast on building profitable businesses for mission-driven entrepreneurs.   Liz joins me today to share the scoop on her latest book, Zen Money Map. She reveals the inspiration for writing the book and how entrepreneurs can develop positive feelings surrounding their money. Liz shares how business owners can create positive money flow and why they need to think of their future selves. She highlights the benefits of monthly money reviews and looking at the full money picture. “The more you learn - and the more you learn about what works for y

Hilda Gan is the President and Founder of People Bright Consulting, a company known for delivering custom human resource solutions. Hilda is an HR consultant, trainer, and keynote speaker, and combines her business acumen, business ownership experience, and HR expertise to help organizations build the foundation to successfully hire, retain, and engage employees. She is the creator of the Connect with REVUP™ Program, a program that trains, mentors, and coaches executives to develop their people management skills. Hilda is also passionate about working with young adults through her Leadership/Management Training Program.   Hilda joins me today to answer the questions that young millionaires in the making and Young Money listeners have asked. She reveals how you can stimulate your creative mind at work and the benefits of volunteering and taking advantage of company mentor programs. Hilda shares the approach you should take to deal with a problematic manager and how to handle workplace harassment. She also shar

Leanna Haakons is the founder of Black Hawk Financial, a marketing and communications company that helps businesses drive revenue and increase brand awareness. She is a financial strategist, entrepreneur, wellness expert, and bestselling author of "Young, Fun & Financially Free." Leanna is also a public speaker and has been featured on Bloomberg TV and CNBC's Squawk Box, as well as on top podcasts to discuss financial literacy, marketing, and investing. She has a Master's in Business Program, International Business, Economics, and Marketing from SKEMA Business School and a Private Capital Market certificate from Pepperdine University.   Leanna joins me today to share how to navigate money and media. She highlights why people need to be wary of financial advice links posted by influencers on social media and how you can evaluate those offering financial advice. She reveals the missteps that many people make when improving their financial vocabulary and literacy. Leanna also shares how you can find your “fi

Susan Diaz is the founder and chief content strategist at c + p digital; a digital marketing agency focused on simplification. Susan works with notable names in health, finance, and technology as well as smaller companies that are looking for a unique approach to digital marketing. She has worked in senior positions for companies such as Jafza, Brandcom Middle East, and Fortune Promoseven. She has a Bachelor of Arts in English Literature and Journalism from the University of Madras and a Digital Strategy and Communications Management Certificate from the University of Toronto.   Susan joins me today to share her experience of moving to a new country, navigating life, and finding financial fitness. She describes the challenges of immigrating and the importance of traits such as resilience and adventurism. Susan also shares how to build a strategic life plan, how to price your talent appropriately, and the importance of not being afraid of asking for help and support. “Trust in your adventuring spirit. Find

Brian Lenahan is the founder of Aquitaine Innovation Advisors, an AI strategy consultancy. He is the author of Artificial Intelligence: Transitions and Artificial Intelligence: Foundations for Business Leaders and Consultants, written for those who are introducing AI technology in their businesses. Brian is an MIT-trained expert in AI strategies and the former executive of a top ten North American Bank. He is the author in residence at the AIGeeks Community and is adept at taking complex ideas and simplifying them.   Brian joins me today to share how you can make AI career transitions. He reveals the essential traits that lead to success and stresses the value of finding mentors and leveraging those around you. He shares how you can prepare for the AI culture and for future jobs that don’t exist in 2019 and highlights why you should look for a company that allows you to fail and learn from your failures. He also shares some of the career opportunities in the AI industry.  “It's so important to keep in touc

Some people push their financial agenda on others without considering the impact. These actions could be intentional or unintentional, and they may not be aware that they are doing it. Often these actions occur without malicious intent. However, it can still result in people feeling shame or embarrassment about their financial situation. It can lead to people spending money they don’t have rather than having uncomfortable conversations about money.   Today, I share how to judge if you are a financial bully and reveal how you should approach difficult conversations surrounding money. I share how you can use these conversations to set a baseline for future situations. I highlight the phrases that you should be mindful of to determine whether you’re pushing your financial agenda on someone else. I also share how you can remove financial bullying from your life.  “It is okay to have financial priorities that are unique to you. It’s your life and you should be living it the way you want.” - Tracey Bissett Th

Erin Lowry is the author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together, and the upcoming Broke Millennial Takes On Investing: A Beginner’s Guide to Leveling Up your Money. Her first book was noted as one of the best money books of 2017 by MarketWatch. She has been featured in the Wall Street Journal, The New York Times, and CBS Sunday Morning. She frequently speaks at conferences and universities around the country and has previously written for Cosmopolitan Magazine, Fast Company, and Refinery29.     Erin joins me today to offer insights on investing and why it is vital to invest as soon as possible. She shares how freelance and contract workers should prepare for times without a steady income as well as have open conversations with their partners. She reveals the different ways you can begin investing and the benefits of Exchange Traded Funds (ETFs), social investing, and diversification. She also highlights why it is essential to learn the financial language and shop around f

Whether you’re a fan of Taylor Swift’s music or not - there are many financial lessons we can learn from her. As young millionaires-in-the-making, it’s important to understand the power of taking control over your finances and earning power early in your adult life. After all, understanding how you’re earning and spending your money and creating plans for your future are the first steps in securing your financial success.   Today, I share how to take control of your financial future like Taylor Swift. I reveal what you can do to take control of your earning power and where you should begin your journey to financial success. I highlight how you can balance your current needs with your future plans. I also reveal why age shouldn’t be a factor when setting your goals and explain what you should consider when you find financial security. “There are no shortcuts to success and no magic wands to wave or switches to flip. You can accomplish everything with focus, commitment, hard work, and persistence.” - Tracey

Financial fitness is a journey. In the beginning, you start to learn about budgeting and saving, and as you progress along this journey, you come to a destination where you may have advanced financial awareness or even become a sophisticated investor. Whether you are at the start or somewhere in between, improving your financial fitness starts with education and resources such as the Young Money Podcast.   Today, we celebrate achieving 100 episodes of the Young Money Podcast by looking at our most popular shows. I share the valuable feedback we’ve received from our loyal listeners and how I use your feedback and comments to create new content for our show. I also share clips from our previous episodes that have gained the most traction and listener engagement since launching Young Money in 2017 as well as details of my upcoming workbook: The 12-Month Money Planner. “Financial fitness falls along a spectrum.” - Tracey Bissett This Week on Young Money:   The amazing feedback we’ve received from our listener

Nadine Cino is the CEO at TygaBox and the co-inventor of the TygaBox System. She is an entrepreneur, public speaker, writer, and thought leader. Nadine is an honored recipient of awards such as the 2008 IFMA Associate Member of the Year Award and the 2014 winner of the New York SmartCEO Brava Award. TygaBox is a 2018/2019 SheEO funded venture in the US. SheEO was launched in the US in 2016 and there are currently 14 US ventures in the network.   Nadine joins me today to reveal why she is passionate about the TygaBox System. She describes the financial model of TygaBox and its reuse of assets. Nadine highlights the importance of understanding your chart of accounts and why business owners should listen more to their clients. She also shares details of the upcoming TygaTrax tracking and tagging system. “When you get your business started, focus on your chart of accounts. If you don’t understand how to make money and where your profits come from, you have no way of steering that ship to greater heights.” - Nad

Lucinda Hartley is the Co-Founder and Chief Innovation Officer at Neighbourlytics, a pioneering social analytics platform that is helping to create human-centered cities. Lucinda has more than a decade of experience in urban innovation, working for companies such as CoDesign Studio. During her time with CoDesign Studio, she created The Neighbourhood Project, which is Australia’s most significant community-led placemaking program. Lucinda was one of Melbourne’s Top 100 most influential people in 2012 and was elected for five years to the UN-Habitat Youth Advisory Board.   Lucinda joins me today to share how social data is being used to shape communities and cities. She reveals her passion for change and how it has affected her career. She highlights why you need to have the courage to try out your business ideas and the advantages of starting as early as possible. Lucinda also shares why it is vital to be financially literate and choose mentors that will coach you on a personal and professional level.     Neig

Ingrid Edstrom is the CEO of Polymath, an award-winning consultancy firm that helps small businesses strategize and grow. She is the personality of the Ask A Bookkeeper podcast and a Top 100 QuickBooks ProAdvisor. She has been recognized as one of the accounting industry’s Top 40 Under 40 and one of the Most Powerful Women in Accounting. Additionally, she is also a conference instructor and a leading professional in harnessing technology in her niche.    Ingrid joins me today to share how to start a financially fit business. She highlights why it is vital to follow your passion and have a win-win mindset. She reveals why it is essential to listen to your gut and accept that your way may be the best. She shares which financial and accountancy software works best and why you should use a double-entry bookkeeping system. Ingrid also highlights that money only has the value we give it and why it rarely is the route to happiness.  “Entrepreneurs often feel like they own a job, but it's important to set aside tim

Jenny Brown is the co-founder and managing director at Envorinex, a plastics manufacturing company that creates products from hard-to-use plastics. Jenny is one of five women selected as a 2018/2019 SheEO funded venture in Australia in its inaugural year. Her career has been extremely varied, including roles in fencing, building, timber, and plastics. She has worked for companies such as Shell Australia and Mitsubishi. Jenny is a mother of three and is the president of the George Town Lions Club.   Jenny joins me today to share the story of Envorinex and how the company turns a profit by reusing the waste materials of other businesses. She highlights how crucial it is for business owners to gain an understanding of financial matters early on and then stay on top of those numbers. Jenny also shares why it isn’t all about money and the vital role that family provides in terms of support and inspiration.  “Many people have no idea what position their business is in, and I think this is a critical success factor

Liz Lajoie is the Zen Money Strategist & CFO, and founder of the Zen Money Initiative. She is the author of From Zero to Zen: Secret Keys to Nurturing Your Numbers and Finding Financial Flow, which helps entrepreneurs and small business owners master their money and make more of it. She has a Masters of Business Administration from Plymouth State University and has two decades of experience in financial management. Additionally, she is the host of the weekly Zen Money Monday podcast and has been featured on Women Inspired TV.   Liz joins me today to share her money management philosophy and what inspired her to write her book: From Zero to Zen. She explains the first steps you should take when developing a business in its early stages and highlights the common missteps that entrepreneurs make throughout their journey. She also shares why it is crucial to truly understand your numbers and why it is critical to communicate with your accountant and speak up if you don’t understand the financial language they

As a young adult, learning how to achieve financial freedom and stability can be challenging if you don’t know where to begin. Learning the importance and value of saving and investing is paramount, but with money and personal finance, true success comes from learning at your own pace.   Today, I share the financial fitness lessons that I would share with my younger self. I explain the importance of saving your money and learning to invest at a young age. I discuss the importance of taking a close look at your spending habits. I also explain why you should take more risks and explore all of the opportunities that are presented to you.   “Everyone can take a calculated risk at any age, but it is a lot easier to do the younger you are and you have less responsibilities.” - Tracey Bissett This Week on Young Money:   The importance of saving your money.  Considering whether your spending habits are frivolous. Why you should learn about investing at a young age. Starting small and saving towards the things tha