Credit Report Report

When you’re a college student, every day is a busy one: there’s activities and events, a sometimes packed class schedule, trying to slot in internships and part-time or even full-time jobs. You know it’s a time to hustle and make things happen. Which makes you the perfect target for identity thieves who know you have no time to respond to an attack. A recent study showed that 22% of students didn’t discover they’d become the victims of identity theft until they were contacted by a debt collector. Learn how a little time with your credit up front can help you stay on top of the dark efforts of schemers trying to capture your identity.

With warming temperatures and longer days, summer is one of the most carefree times of the year. But that isn’t the only reason that it’s also a prime season for identity thieves to strike. Summer brings vacation travel for many, and a change of scenery often means that regular good protection practices are jeopardized. According to recent survey results, vacation-related identity theft is on the rise: learn how you can take steps to stay safe and not let your good behaviors flag.

Do your passwords make the grade with flying colors? Learn more about the worst – and most-common – failing-grade passwords of 2015.One of the best ways to boost your information security is to choose complex passwords that aren’t easily guessable and that you change out frequently. Listen in to make sure that your passwords aren’t on the list and see how your next changes can keep your passwords strong.

After the diplomas are distributed and caps tossed, graduation is a turn of the page in many young lives. For many, it signals the end of your academic instruction and your real entry into the working world. As you start to support yourself in different ways, hopefully you’ve already had time to test the waters of your credit, and build up some good behaviors and personal best practices. Confirm you’re starting things off – or over – on the right foot by listening in for these four must-know credit lessons.

If you’re starting to think over the idea of a change to your living quarters, listen in to get an idea of when recent and prospective home buyers have started encountering their credit with their real estate hats on. Discover how credit knowledge has boosted their confidence in purchasing power, and knowing where to forecast realistically for the terms and rates they’re seeking in a mortgage lending agreement.

It won't come as a shock to learn that millennials define credit and finances for themselves, according to recent survey results. But listen in to learn how their projections and ideas about knowledge might be a bit overinflated. Learn how their positive though cautious outlook leads them off-base when calculating their total debt picture, and more.