Cash Chats

This week I'm joined by Timi Merriman-Johnson (aka Mr Money Jar) to talk about the special offers that make us think we're saving money but are really making us worse off. Plus how to make sure you're getting a decent price ahead of Amazon's Prime Day and the Black Friday sales. * Please do leave a review and rating if this saves you money. * FURTHER READING > Timi on Instagram https://www.instagram.com/mrmoneyjar/  > How to compare prices and price history https://becleverwithyourcash.com/how-to-search-price-history-and-know-if-youre-getting-a-good-deal/  > Green Homes Grants explained https://becleverwithyourcash.com/green-homes-grant-how-to-get-one/ > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear

Here's your October update on the best current accounts for you and your money.  Changes this month impact anyone with a TSB Classic Plus, Club Lloyds, Bos Vantage or Santander 123 account. Plus a look at a new account from TSB which offers the chance to get £80 in cashback. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING ARTICLE: All the latest offers, as referenced in this article https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ VIDEO: How cashback works https://www.youtube.com/watch?v=DNdUo_ZhH9Q&t ARTICLE: Santander 123 vs Santander 123 Lite https://becleverwithyourcash.com/best-cashback-current-account/ VIDEO: How to get £375 free money https://www.youtube.com/watch?v=8qsJSFffVxY&t VIDEO: The new overdraft charges https://www.youtube.com/watch?v=zj8RNZ3CuXw&t  ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has

Time for another Side Hustle Spotlight episode, and this time I'm joined by blogger Laura Dempster to share our five rules you need to follow when setting up your own side hustle. We also look at the ingenious "print-on-demand" mini businesses where you can set up with no real overheads and sell your own t-shirts, cards and more. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Print on Demand (Thrifty Londoner blog) The Winter Economic Statement and furlough replacement (Be Clever With Your Cash) Andy's deals (Be Clever With Your Cash) ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your mo

If you're someone who's concerned about the climate crisis, injustice in society and other ethical issues, you probably do something to mitigate it. You probably recycle and give to charities. You might boycott brands or buy organic. All good positive actions. But you might be surprised to learn that who you bank with or where your pension is invested can do more damage to the climate, society and peace than pretty much anything else you do. in this episode I look why you might want to move your money, and share a few places that are better than others.   * Please do leave a review and rating if this saves you money. * FURTHER READING > Ethical Consumer magazine https://www.ethicalconsumer.org/ethical-consumer-magazine > UK Money Bloggers conference panel on ethical investments https://www.facebook.com/UKmoneyBloggers/posts/3116290621826698  > Andy's deals https://becleverwithyourcash.com/category/vouchers-deals/  ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the

How to get the highest paying interest rates on your savings in easy access and regular saver accounts in September 2020. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING BLOG: My roundup of the different accounts https://becleverwithyourcash.com/cash-savings-beat-inflation/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the hottest offers

This week I'm joined by Pete Matthew, a financial advisor and the host of the UK finance podcast Meaningful Money. We talk about the concept of paying yourself first, as well as when you should - and when you shouldn't - get financial advice. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Meaningful Money https://meaningfulmoney.tv/ Pete's episode on finding a financial advisor https://meaningfulmoney.tv/2013/03/25/mmp008-how-to-find-a-financial-adviser-podcast/ Andy's deals of the week https://becleverwithyourcash.com/category/vouchers-deals/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from yo

Here's your quick roundup of the best credit card promotions and savings including 0% balance transfers, 0% purchases, 0% money transfers, cashback, travel and credit building. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING My best credit card offers and promotions article on the blog https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at

Every month I'm going to take a look at a key expense and show you how to reduce how much you spend. This week, ahead of the new Apple iPhone launch next week, I'm sharing the ways to cut the cost of new mobile phone handsets and your monthly bill. Plus, the usual deals of the week. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats community on Facebook. FURTHER READING My guide to getting the best price on your mobile phone bill How much data do you really need? Virtual networks explained Check your mobile network signal where you live How to keep your old phone number when you switch network How to avoid 0845 and 0870 numbers How to sell your old phone Mobile phone 0% finance and SIM-only deals Airtime Rewards review  Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it w

Get a free £100 for switching to one of two banks. I'm trying out a new bonus episode of the podcast where I'll take you through the best accounts for banking, savings and credit cards. This first one focuses on Current Accounts. Let me know what you think and if you like this extra content. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING The best bank switching, interest, cashback and overdraft offers https://becleverwithyourcash.com/the-best-bank-switching-cashback-interest-offers/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conver

This month marks both London Fashion Week and Oxfam's #SecondHandSeptember campaign so it feels like a good time to talk about why fast fashion clothing is so cheap. Joining me is Clare Carlile from Ethical Consumer magazine, and we talk about the impact low prices has on working conditions and the environment. * Please do leave a review and rating if this episode helps your finances* Don't forget to join the Cash Chats community of Facebook https://www.facebook.com/groups/2661970707423383/ FURTHER READING How to find bargain second-hand clothes https://becleverwithyourcash.com/how-to-find-bargain-second-hand-clothes/  How factory audits work (The Guardian) https://www.theguardian.com/business/2020/aug/28/factory-audits-how-they-work-and-what-they-reveal Claim your free copy of Ethical Consumer magazine https://www.ethicalconsumer.org/free-issue-ethical-consumer-magazine Spotify deal https://becleverwithyourcash.com/music-deals/  Bank switching deal https://becleverwithyourcash.com/the-best-bank-switc

This week TV's Matt Allwright (Watchdog, Rogue Trader, The One Show) joins me to talk about his new book - The Consumer Survival Guide - as well as discuss our consumer pet hates. We talk about ticket touts, auto-renewals, retention centres, smart speakers and more. Plus a couple of hot deals to save you money. * Please do leave a review and rating if this saves you money. * FURTHER READING > Buy Matt's book (Hive Books) https://www.hive.co.uk/Product/Matt-Allwright/Watchdog-The-Consumer-Survival-Guide/24730057 > Twickets fan-to-fan ticket marketplace https://www.twickets.live/?locale=en_GB > Scarlett Mist non-profit ticket marketplace http://www.scarletmist.com/ > Deals round-up https://becleverwithyourcash.com/category/vouchers-deals/ > Join the Cash Chats community on Facebook https://www.facebook.com/groups/2661970707423383/  ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekee

Every month I'm going to look in detail at a side hustle to earn you some extra cash on top of your 9-5 or to help make up for any lost earnings. This week I'm joined by money blogger Jordon Cox to look at freelance marketplace Fiverr. Jordon has been using it to get work as a voiceover artist and is able to tell us how it works and the ways to help boost the "gigs" you get. But as with all these ways to earn more money there are cons as well as pros which we'll go into as well. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats community on Facebook. https://www.facebook.com/groups/2661970707423383/ FURTHER READING > Fiverr https://www.fiverr.com/ > Jordon's blog on his Fiverr experience https://jordoncox.com/how-to-make-money-on-fiverr/ > Deals of the week https://becleverwithyourcash.com/category/vouchers-deals/ ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top financ

So the latest figures show that the UK economy is officially in recession, with a whopping 20.4% contraction in the last quarter. In this week's episode I explain what that means and what impact that's likely to have on all of us. Plus the things we can do with our money to help weather the storm. * Please do leave a review and rating if this saves you money. * FURTHER READING The latest ONS figures and charts on the UK economy entering recession My Money Makeover series on YouTube ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebie

With more people facing redundancy or starting their own side-hustles it's important to know just what going self-employed entails. I've been joined by David Thomas to discuss when to do it, when you're likely to make money, how to manage your finances and more. Don't forget to join the Cash Chats community on Facebook for more from this conversation. * Please do leave a review and rating if this saves you money. * FURTHER READING David Thomas Media - resources, courses and more Best free business bank accounts Halifax Reward current account review > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversatio

With more job losses announced every day, and many more likely to happen as furlough begins to tail off, there's talk of 10% unemployment this year. That means there's a strong possibility we're all going affected personally. So it's really important we understand how redundancy works. To help, I've been joined in this episode by employment lawyer Jodie Hill. We talk about what your entitlements are for notice and pay, how people are selected for redundancy, whether furlough will effect how much you'll get, what consultancy is, whether you'll get more if you volunteer to leave and much more. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING Thrive Law news (Jodie's practice) Jodie on Twitter ACAS website Calculate your statutory redundancy pay Turn To Us guide to redundancy & benefits Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podc

If you were too ill to work or died suddenly, how would your family pay the bills? This week I'm joined by my friend Kara Gammell, a personal finance journalist and money blogger. She's passionate about spreading the word on protection insurance - from critical illness cover through to life assurance, so I thought she'd be the perfect person to help give some insight into why many of you should probably get it. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING > Your Best Friend's Guide to Cash (Kara's blog) > Income Protection Task Force > Do you need income protection insurance (Money Advice Service) > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On

I've been joined this week by friend and money coach Catherine Morgan to talk about money personalities. * Please do leave a review and rating if this saves you money. * FURTHER READING > Catherine's Money Personality Quiz > Deals of the week ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a friend from the UK Money Blogger community to cover topics as diverse as freebies and investments. Then at the end of each week stay tuned for a bonus “deals of the week” rundown of the hottest offers from the last seven days. Andy also runs the award-winning website Be Clever With Your Cash, presents Channel 5’s Shop Smart

Find out how the government's latest financial plans will impact you - including measures to get us spending money in leisure and hospitality businesses, a big saving for people moving home and news of funding to create new jobs for young people. Don't forget to join the Cash Chats community on Facebook. * Please do leave a review and rating if this saves you money. * FURTHER READING BLOG: My summary of the Summer Statement Deals of the week £3 to spend at Costa The new Spotify Duo offer £10 Disney+ cashback bonus Possible free Jaffa Cakes on CheckoutSmart ABOUT CASH CHATS Cash Chats is presented by money blogger and broadcaster Andy Webb. In 2020 the podcast has been featured as one of the top finance podcasts by Apple, Good Housekeeping and the Independent. In 2019 it was awarded Best Money Podcast at the SHOMOS - the UK Moneybloggers annual awards. On each Cash Chats episode you can hear Andy share ways to get the most from your money. He's often joined for friendly and accessible conversations by a frie

I've very mixed feelings about freebies or heavily discounted trials. On one hand, I love them - who wouldn’t, you get something for free. One the other hand I’m not sure they’re always a good thing. For a start there’s guilt. Guilt that I’m creating unnecessary waste, guilt that I’m taking advantage of someone And on top of that, there’s also the danger that something that’s free will be costing you down the line. And there are also the freebies which just aren’t worth the time and effort. So how can you make sure your freebies really are free? In the latest episode of Cash Chats I'm looking at the things you can do to make sure the freebie doesn't cost you more than it should. * Please do leave a review and rating if this saves you money. * FURTHER READING Free water-saving devices Three free gratitude cards from Hallmark  Get a £17 cashback bonus Club Lloyds Bank account Free magazines from your library  Birthday freebies Episode 6 of Cash Chats with guest Deepak Tailer from Latest Free Stuff ABOUT CA

From the climate crisis to Black Lives Matter to struggling high streets, it's all very well liking a post on social media to show your support for a cause, but is that enough? It's time to put your money where it can hopefully make a difference to your community, society and the planet. Here's how to work out how your donations, spending and banking can align with what you want to change. * Please do leave a review and rating if this saves you money. * Don't forget to join the Cash Chats community on Facebook. FURTHER READING Giving to charity and alternatives to Just Giving The Bellingcat podcast  10 Anti-racism charities to donate to (The Independent)  Shopping and spending Episode #112 How to be ethical and money saving  Banking & Investing Ethical Consumer's table of banks  Triodos Bank  Monzo vs Starling  Ethical investing guide (Interactive Investor) Ethical investing articles (Good With Money) Deals Free glass of Brewdog Punk IPA The best American Express credit card American Express bonus of