Solving The Financial Puzzle

After a short break, the podcast is back with some news! Dan Cuprill has handed the baton to Nikki Earley and she’s taking over the show moving forward. Today we’ll introduce you to the Certified Financial Planner and get to know who she away from the office. We’ll also talk about the future of the show as we make the transition to a new host.     Check out the show notes and get additional resources here: https://www.moneyandclarity.com/2020/02/ep-152-meet-the-new-host-nikki-earley/    Today's show rundown:  0:57 – The podcast might sound a little different today as Nikki Earley is taking over hosting duties from Dan Cuprill. 2:03 – Nikki updates news from around the office and the reason behind the name change. 3:09 – Nikki tells the story about how she and Dan originally met. 6:52 – What do you enjoy most about what you do at Money and Clarity? 8:15 – Did you make any new year’s resolutions this year? And how’s your progress going? 8:51 – Dan gave her a new book recently about organizing your l

We get the question quite a lot about whether someone needs a financial advisor so Dan Cuprill shares a real-life example of a couple he worked with to provide a case study for how the process plays out. We’ll call them the Parkers, and we’ll walk through their first meeting, goals, needs, and how we decided they were a fit for an advisor.----more---- Today's show:   0:50 – Why it’s so important to have a plan and why we’re talking about that on this episode. 3:03 – Why I don’t off my advisor services to everyone.   3:55 – Are you prepared to stick to the plan through the ups and downs? 4:54 – Let’s take you through a case study using actual clients. We’ll call them the Parkers. 5:23 – Who are the Parkers? 7:46 – This is the question I start off by asking every potential client that comes into the office and what I found out about the Parkers. 10:05 – There was fear from the Parkers despite having a sizeable net worth. 11:04 – Here’s where a good financial comes in to play. 11:50 – Here are their g

No one wants to think about death but thinking about how your assets will be handled when you’re gone is a necessary part of life. Effective estate planning can leave you in control of your hard-earned money and investments, but it can also make the process clear and efficient for your heirs. Using the checklist provided today will help you make all the considerations you need for your estate plan. Read more about this topic and see the show notes here. ----more---- Take a look at the rundown for this episode:  1:00 – Why are we talking about death? 3:54 – If you don’t have a written estate plan yet, well there’s good news and bad news. 5:08 – Checklist Item #1: When was the last time you had an estate plan done? 7:35 – Do you have an appropriate power of attorney and/or backup for that? 8:40 – Your assets won’t necessarily pass according to your will. Here’s why. 9:58 – Story about a child of a client who recently dealt with an inheritance that didn’t pass through the trust like they expected. 10:59

Social Security benefits can be a valuable source of income when you reach retirement but deciding when to file can be difficult to determine. Should you start receiving your check at age 62 or hold out for a larger sum at age 70? We consider all of these factors and explain what you need to know on this episode. Read more on this topic and see the show notes here.  Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Here's a full rundown for this episode:  1:53 – Introducing today’s topic: Social Security and what you need to know 3:00 – The questions everyone asks, ‘When should you file?’ Here’s what you should consider. 4:36 – The system rewards you for waiting, but at what age is your break even point? 5:53 – Every situation is different but you need to figure out your sources for income. 7:18 – Why it’s important to get a Social Security timing analysis. 8:24 – Another factor to consider if you plan on relying heavily on savings. 9:0

"There are no stupid questions, just the stupid people who ask them." That famous quote speaks to the heart of this edition of the podcast. Join us as we seek to educate you about the financial world and answer five of the most popular financial questions we receive on a regular basis. Don't worry, these are actually pretty complex questions. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/stupid-questions/

The Bern is back, and it seems the self-avowed Socialist movement is on the rise. Join us as we unpack why managed economies simply won't ever work. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/the-bern-is-back/

Nobody likes to think about dying, but death is an inevitable reality. Discover what you need to do to make sure you loved ones are cared for when you die. Click the link to receive your Retirement Rescue Toolkit: https://matsonandcuprill.leadpages.co/free-tax-toolkit/ Click the link for more in-depth reading in a recent blog post: https://matsonandcuprill.com/ep-146-dealing-with-death/